The players union needs to step it up. I remember Eric Dickerson talked about this on Speak for Yourself a few years ago after the new CBA was ratified. The current players didn't want to expand the benefits for the retirees. Eric Dickerson was trying to get them to understand by taking care of the retirees, they'd be taking care of themselves in the future. He was upset because a lot of former players he played with are struggling mentally.