There's one in every crowd. But let's say this: Let's say he isn't even top 5 (which I don't believe). Let's say he's just the best guy the Colts have right now. People would roast Ballard if he weren't trying to improve the roster right? So how are you going to get him, or a similar player like him, here? Offer him half what another team would have? Yeah, cause players are just dying to go to Indy. The truth is you HAVE to overpay in FA to win the bid. It's mandatory or else you don't get FA's. That's just the price of doing business.