That's fair. I don't think cash is the issue though and one doesn't preclude the other, I'm guessing there's going to be a QB drafted. I think JB's rope is longer than some think with Ballard/Reich though so I'd be surprised if he's not the guy going into next season at the least.
This season Vinny would have probably missed one of the other five kicks Chase hit. With that said, the Colts still had the lead after that miss. The defense let them down. That’s not really debatable today.