I don't know...he does have a surgically-repaired throwing arm...and he's going to be 31. So I don't think it's crazy to take a few QBs over Luck under those circumstances...especially ones that are more than half a decade younger.
And he did leave...so that has to be part of the consideration now unfortunately.
The league’s position is that the money, if the player takes the base level $150,000 stipend, is owed to the team in 2021, if the player doesn’t make the team.
“Yes,” NFL spokesman Brian McCarthy told PFT regarding whether the money would be owed by a 2020 opt out who is cut after he returns in 2021. “It’s a salary advance.”
For players who opt out without the higher-risk designation and fail to make the team in 2021, the question then becomes whether the team will enforce the debt. Some teams may, some may not. It could become a P.R. problem for a team to chase a player around for reimbursement, when the team simply could have given the player a roster spot and allowed him to earn the money that he already had been paid. Indeed, for some teams, the undrafted rookie who opts out at the $150,000 level this year could end up being more likely to earn a bottom-of-roster position in 2021, since that’s the only way the team can get its money back without getting its hands dirty.
So it appears it is owed back, whether a team elects to try and recover funds seems to be up in the air.
I read a couple articles earlier. It just stated it is taken off of 2021 salary. I would think they would want the money back either way? Guess it's not conclusive, that's how I read it.
Will check and see what else I find.