There are players that it’s not all about money. AC is different. He has a personality like Luck. If it was about the money why didn’t he sign during the season when approached. He could of signed a 3 year deal and walked away after a year and they probably wouldn’t of asked for any of the bonus money back.
A good GM, which I believe Ballard is, is preparing for the retirement/injury/loss of every single player.... 365 days a year.
The turnover rate in the NFL is a fluid, continual thing. He has been preparing for this...while juggling ever other position, since he came here. Next man up is not coach speak, it is life in the NFL. The Colts will still be the Colts, and I will root for them, whether AC retires, or re-signs.