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  1. Just doing my Bott smart butt remark impersonation.
  2. It’s still early in the process, but I do think there’s something to Ballard not being a closer. He couldn’t close Poe last year, and then I thought, okay, Poe chose Atlanta, and Ballard didn’t want to overpay despite pursuing him heavily. Then he couldn’t close Norwell, and again I thought the same thing. Norwell chose the Jags. Ballard didn’t want to overpay. But then with Jensen, Melvin, etc he keeps missing out. I’m getting concerned that he’s actually just a nice guy, but NOT a closer.
  3. First: I do care how good we are in 2018 and so does everyone in that organization. It's not a "throw away" year for them, especially for Luck who will be thrilled to be back. Second: We are in year #2 of the supposed rebuild -- second free agency with Ballard and second draft coming up. Per your own admission, there are still too many holes to fill and we can't fill them all. Is it unreasonable to think that by now there should be fewer holes to fill? However, allowing Melvin and Desir to walk does not help fill those holes. We drafted Mack, but we're still looking for a RB. We drafted Walker JR. but we're still looking for a LB. We signed Kamar Aiken, yet here we are still looking for his replacement at WR. We let Moncrief walk, creating a hole for WR#2/3. There are still many holes to fill and that is what has us worried. We can only see marginal improvement.
  4. Your point is correct, but it applies to YOU and ME. We make normal, average salaries. Please understand that this discussion is about professional athletes and their salaries. They don't care if gas costs .37 cents more per gallon. It doesn't affect them nearly as much as it does you or me. Here is an article stating as a fact that the players consider state taxes when making their decision. Nonetheless, let's move on with other Colts related discussion. http://www.sandiegouniontribune.com/sports/chargers/sdut-jock-tax-effect-free-agency-andrew-gachkar-2015apr20-story.html You might not think that the state tax rate plays any role in the heartbeat of free agency in pro sports. But thanks to what’s commonly known as the “jock tax,” state tax rates can influence where your favorite player ends up signing. Robert Raiola, a certified public accountant who works for the New York-based firm O’Connor Davies, said state taxes can have a significant effect on free agency in the NFL “because you spend 80 percent of your time in the state you play in.”
  5. Rashaan Melvin To Raiders [Merge]

    Melvin got some playing time in 2016 and played decently. Not good, but not bad either -- but you could tell there was something there with him because even when he was beat, he was with the receiver. It's just the receiver made a better play on the ball. Last year, he showed great improvement. This is what you want to see. Melvin is a player developing and getting better at his craft. Some say that he only had 1 good year. Well, that good year was last year and he could be poised to have an even better year in 2018.
  6. I agree that my math is incomplete with regards to what @Peterk2011 has noted in his reply. Respectfully, I would like to reply to your comment, without coming off as argumentative. Point #1. In the example I provided, the player was given the same offer ($20M over 3 years) and could choose between Indy, Florida, and Texas. I went as far as to say that the property prices were triple the cost in Florida and Texas and then calculated the property taxes and the player still came out ahead by $570K in Florida and 480K in Texas, (all over the three year contract). If we take into account that he player would be taxed differently for home games and away games, we can cut these figures in half ($285K for Florida and $240K). So, does the difference in cost for things like license plates, driver licenses, higher taxes on utilities and higher gas taxes equate to either $285K or $240K over 3 years? Of course not. It's a marginal difference. If we were comparing Indy to California (Bay Area - where I live or NY) you would have a better case. But between states like Texas and Florida, there isn't much of a difference in the cost of living. Point #2. Please elaborate further, if you'd like. A player in Tampa FL would have no income tax and roughly the same property taxes. A player making $3M in Indy will pay $99,000 in taxes annually, which in my opinion, will more than offset the supposed higher cost of living in Florida for things like license plates, driver licenses, higher taxes on utilities and higher gas taxes. ($99K is more than most peoples annual salary, so there is no way that the difference in cost of living is greater than people's salaries). As far as comparable living situations, there are plenty of real estate comps. Here is an example: https://www.realtor.com/realestateandhomes-search/Indianapolis_IN/price-600000-1200000#M4999578438 https://www.realtor.com/realestateandhomes-search/Tampa_FL/price-300000-1000000#M5104331683 These guys are professional athletes. They will have finance guys look into this stuff for them. It's no coincidence that the argument for income tax comes up when a player is offered multiple contracts from different teams. It's because it is a legitimate concern for athletes making this kind of money. For the average persons salary, it doesn't make that much of a difference. But when you are talking taxes for 20, 30, or 40+ million, it absolutely does.
  7. CB Phillip Gaines to visit Colts

    Okay, gotcha.
  8. CB Phillip Gaines to visit Colts

    I think Desir is an Unrestricted Free Agent. Currently, he’s not a Colt.
  9. There's already a thread for this... I feel a merge coming on.
  10. Okay, let's say he buys a house for $1M in Indy and splurges in Florida and Texas and buys a house for $3M there. The income taxes situation would remain the same. He would save $660,000 in Texas and in Florida due to not having to pay income taxes. Florida - $3 Million house. .97% property taxes. He pays roughly $30,000 per year in property taxes, $90,000 over the three years. He still comes out ahead by $570K. Texas - $3 Million house. 1.95 property taxes. He pays roughly $60,000 per year in property taxes, $180,000 over the three years. He still comes out ahead by 480K. Again, you are not arguing against me. You are arguing against math and facts. You can either accept that you are wrong on this issue and learn and adapt on or you can continue to be wrong. Up to you.
  11. Let's do the math: Player A gets a mid range contract offer from 3 teams for 20 M over 3 years, and average salary of $6.6M. He can choose Indy, Florida, or Texas (two states with no income tax) Indy's state tax rate is 3.3%. In Indy, he would pay $217,800 per year in taxes ($6.6M x 3.3%). Nearly $660,000 over the three year contract. He would not pay any income taxes in Florida or Texas, saving him $660,000 over the life of the contract. Player A buys a home for $1 Million (Which will go a long way in all 3 states). Indy - There is an average of .95% property taxes. The player would pay roughly 10,000 in property taxes. Florida - There is a an average of .97% property taxes. The player would pay roughly 10,000 in property taxes. Texas - There is an average of 1.95% property taxes. The player would pay roughly 20,000 in property taxes. Player A would benefit most in Florida, then Texas, and lastly in Indy, mainly due to the income tax. Income tax is the most important because of the players large salary, even in relation to housing. This is simple math. This is not even up for debate. In this example, for Texas he's not paying 25% more in property taxes, he's paying 50% more and still comes out ahead, by a large margin.